I found Matt Walsh when I responded to an USDA Rural Development "click here" website. It had a local telephone number so I called him. On a Sunday morning! He spent 45 minutes guiding me through the loan process thoroughly and patiently. He mentioned he was also a realtor, and the rest is history. Throughout the house hunting and mortgage process, Matt diligently answered all my calls; provided plenty of viable homes for review and showings; and, promptly provided "real" responses to all questions and comments I had, no matter how outrageous or irrelevant. He did all the "footwork" and really expedited the mortgage process. There were no surprises. He was fabulous about checking on me and on all aspects of the loan . . . nothing fell through the cracks with this one. It was like having a big brother watching out for my best interests. At the closing, he presented me with a fabulous picture of my house, etched on a wooden plaque. Did I mention, he is a gentleman and has very good taste.